According to the Maryland Workers’ Compensation Commission, worker’s compensation provides several important benefits to many Maryland workers. If you were injured on the job there are benefits available to you with the filing of a Maryland’s worker’s compensation program, if you are claim. If you are a covered worker, you may be entitled to receive temporary total disability benefits, permanent partial or total disability benefits. Payment for your medical care, vocational rehabilitation benefits, as well as death and funeral benefits. These benefits can provide you with money to cover living expenses should you not be able to work, money to pay for your medical bills if you were hurt on the job, money to compensate you for disability that you have as a result of your injury.
Many employers and their insurance companies try to deny workers compensation claims and the benefits to which injured workers are entitled. If your worker’s compensation claim has been denied or delayed, or if your employer is telling you that you are not entitled to receive benefits, you should contact Hal Murnane at Murnane & O’Neill who is a worker’s compensation attorney who has helped injured workers and their families for over 40 years in Arnold Maryland.
When are You Covered Under Worker’s Compensation in Arnold, Maryland?
If you are injured at work in Arnold, Maryland, you may be entitled to make a worker’s compensation claim. However, not all injuries on the job may be covered under Maryland’s worker’s compensation law. The law specifies that injuries must arise during the course of employment. Occupational illnesses and disease may also qualify an employee for worker’s compensation benefits. If your worker’s compensation claim has been denied, Hal Murnane with Murnane & O’Neill: Attorneys at Law may be able to review the nature of your injury, how it arose, and whether your injury arose in a manner that allows you to be covered under Maryland worker’s compensation. Generally, for an injury to be covered, it must arise because conditions related directly to your employment caused the injury. For example, if you work with machinery that can pose injury and are injured by this machinery, you may be entitled to make a worker’s compensation claim. If you work in an environment that is slippery and you suffer a slip and fall injury, you may be entitled to make a worker’s compensation claim. The injury must also have taken place while you were actually working. You must also be considered an employee in order to qualify for worker’s compensation insurance coverage. Sometimes workers are hired as independent contractors and in this case, they may not qualify for worker’s compensation coverage. However, sometimes there might be a disagreement between the employer and the employee regarding the relationship. The employee might think that there is an employer-employee relationship, while the employer might say otherwise. If this is the case, and your claim is being denied, an Arnold Maryland worker’s compensation lawyer Hal Murnane with Murnane & O’Neill: Attorneys at Law, may be able to assist you. Our firm can evaluate the circumstances surrounding your injury to determine whether the injury arose “out of” and during the “course of employment.” Our lawyers can also take a close look at the relationship you have with your employer. Are you an employee or an independent contractor? Murnane & O’Neill: Attorneys at Law is a worker’s compensation law firm in Arnold, Maryland that may be able to answer these important questions.
Types of Worker’s Compensation Benefits
If you qualify for Maryland worker’s compensation benefits, these benefits can provide significant financial assistance to your family. What might be covered under worker’s compensation benefits? Here is a description of some of the benefits:
- Disability Benefits. Disability benefits include temporary total disability benefits, permanent total disability benefits, and partial permanent disability benefits. If you are totally disabled, but this disability is only temporary, you might qualify to receive money and support for the time that you are disabled. If you are permanently and totally disabled, you might be entitled to receive permanent disability benefits. Loss of two limbs, loss of both eyes, both hands, both feet or a combination of these might qualify you for permanent disability benefits. If you are permanently disabled but not completely disabled and unable to work, you may still be entitled to receive partial disability benefits.
- Medical Benefits. Medical benefits might include surgical fees, emergency services, medicine, nursing services, medicine, prosthesis, and other mobility aids.
- Vocational Rehabilitation Benefits. If you need counseling or rehabilitation to find new work or another job, or need job placement or job development assistance, you may be entitled to receive these benefits for up to 24 months after suffering an injury on the job that requires you to change jobs or find another field of work.
- Lost Wages. You may be entitled to receive money for lost wages if you need to spend time away from work following up with doctors or receiving additional rehabilitation or counseling.
- Funeral and Death Benefits. If your loved one passed away while working and qualifies for worker’s compensation benefits, you and your family might be entitled to receive funeral and death benefits.
This is a description of some of the benefits you might be entitled to receive if you’ve been hurt on the job and qualify for worker’s compensation benefits. These benefits can be incredibly important financially to a family struggling after a family member has been hurt on the job. If you were hurt on the job and have questions about your worker’s compensation denial, Murnane & O’Neill: Attorneys at Law is a worker’s compensation law firm that may be able to help you in Arnold, Maryland. Reach out to our attorneys today. We can review your case, your situation, and, if you qualify for benefits, we can fight to get you the benefits you might be entitled to receive under the law. You may only have a limited amount of time to appeal a denied worker’s compensation claim. Reach out today to learn more.
Contact Hal Murnane at Murnane & O’Neill who is a worker’s compensation attorney who has helped injured workers and their families for over 40 years in Arnold Maryland.